Zeus Gazette

Archive for August 2nd, 2018

Common Radiology Myths You Need to Ignore

Categories: Informational
Comments Off on Common Radiology Myths You Need to Ignore

spine xrayOne of the most used equipment in the medical field is the medical imaging apparatus. However, several people still hold a lot of misconceptions about it, thinking that exposure to it may be harmful to patients. So, Rainy Lake Medical Center discusses below a few of the most common radiology myths.

1. X-rays have high levels of radiation.

Technology nowadays is constantly pushing itself to the next level. That’s why X-ray machines nowadays only emit minuscule levels of radiation when used. Americans are exposed to at least 629 millirems of radiation each year per average. In fact, people get exposed to radiation on a daily basis.

2. Radiation emitted by medical imaging is dangerous.
Radiation can only have a negative effect on a person’s body if they are constantly exposed to high doses of radiation in an unsupervised environment. Medical practitioners often minimize the exposure to radiation in any way that they can.

3. X-rays are outdated.

Most people who work in the medical industry still consider X-rays as a vital tool for their practice. They even account for at least half of the imaging tests and are safe. X-rays often provide quick and detailed images of a person’s bones and chest.

4. People can become radioactive after having X-rays.

A person has to consume radiation before becoming radioactive. But even if that happens, only the person’s bodily fluids may become radioactive.

Even the organic foods that we eat contain radioactive chemical elements that they tend to absorb from the soil. That’s why a person’s body may tend to discharge a minuscule amount of radiation through their bodily fluids.

Diagnostic imaging such as X-rays is one of the best ways to see what’s going on inside your body. That’s why it’s essential to know all about the myths that surround it and know the truth behind each of them. Always work with a community healthcare organization that uses state-of-the-art equipment.


Why Mortgage Rates Vary

Categories: Informational
Comments Off on Why Mortgage Rates Vary

increasing interest for mortgage ratesThere are times when there’s an upsurge of home buyers, which follows the ebb and flow of the finance industry. One reason for the fluctuating number of loans is that borrowers try to get the best mortgage rate in Utah. The mortgage rate also differs between banks and other lenders, as well as between types of loans.

Factors That Affect Fixed Mortgage Rates

There are two kinds of loans: fixed and variable mortgage rates. A fixed mortgage rate uses an interest rate that doesn’t change for the life of the loan period. For fixed mortgage rates, the prices of stocks and bonds have an effect on the interest rate.

Government bond prices decrease when the stock market is booming, and increase when the market is index is going down. Bonds are important investments and have a positive relationship with fixed mortgage rates. When bond yields increase, fixed mortgage rates also increase. Consequently, when bond yields decrease, fixed rates also decrease.

Variable Mortgage Rates

Variable mortgage rates change monthly based on the lender’s prime rate. The prime rate is the one used in transactions between a lender and a prime borrower. This is lower than consumer rates and only used between lending institutions.

The variable mortgage rate is effectively the prime rate plus a fixed premium interest. This means that the monthly interest rate on the mortgage is directly related to the prime rate. The effect of the monthly changes may be gradual, but over the lifetime of the loan, the interest rate may fluctuate by as much as 2% or 3%.

Choosing the kind of loan to apply for is a matter of preference. Typically, variable mortgage rates offer smaller interest rates. However, the increase in the interest rate is not an isolated event. It usually means that there’s also a bigger effect on the economy. Variable interest rates are better rates in the long run. However, it’s hard to create a budget or a repayment schedule when the monthly amortization isn’t fixed.